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As we already mentioned in a post from last week, Wechat is becoming a great platform for online payment.
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When reading the terms of a credit card application, make sure you understand the grace period.
It's important to get your payments in well before the due date to prevent having to pay late fees and damaging your credit.
Here are a few options that will allow this procedure: Chinese Merchants Bank – for both debit and credit cards Agricultural Bank of China – credit cards only These are the banks that we know of so far.
We are certain that in the future this operation will increase as China becomes more open towards the foreign markets and many foreigners come to live here.
The average age of your accounts is a significant part of your credit score; therefore keeping your oldest cards open, even if they are not active or have a balance with them, will typically help one's credit score (but again, it depends on each individual and their circumstances).
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